Plans and Medicaid

Humana Inc. is one of the largest providers of health insurance plans in the United States. They are frequently chosen by many individuals as the preferred health insurance provider as well as employers and companies who would like to provide their employees with affordable health care benefits. Humana has been in business for almost 50 years and has more than 11 million clients in the US. Humana has a great network of doctors, dentists, hospitals and pharmacies which can serve their whole client base. They have many Humana insurance plans which are designed to suit the needs of their clients.

Humana has various health plans that provide insurance coverage for dental services, Medicare and Medicaid supplementary plans and life term plans. There are Humana plans for individuals, families, groups, and companies. The health insurance plans that they offer can be used by children or adults, from toddlers to senior citizens. They have different types of health insurance plans, from PPO or Preferred Provider Organization plans, PFFS or Private Fee For Service plans, and HMO or Health Maintenance Organization plans. These types of plans can also be applied as enhancement or additional assistance to existing health care programs such as Medicare and Medicaid.

Medicare is a government program that provides health insurance to citizens who are 65 years or older. A person is eligible for Medicare benefits after they or their spouse have been paying contributions to Medicare for 10 years. Medicare funding comes from the federal government.

Medicaid is another government program that provides health insurance benefits and assistance to individuals and families who are part of the lower financial bracket set by a certain state. Medicaid is operated by the state government and gets funding from both state and federal governments. Typical Medicaid program recipients are children of low-income families, pregnant women, persons with disabilities and senior citizens who require nursing home care. Medicaid eligibility requirements and operational guidelines vary from state to state. This means that a certain individual may qualify for Medicaid benefits in one state, but can fail to meet eligibility standards set in another state.

There are Humana plans designed to assist individuals who are under the Medicare program as well as persons or families who are receiving Medicaid benefits. For Medicare recipients, this can be any Humana Medicare Advantage plan, which is designed to supplement the government program.

Humana plans for Medicaid recipients are obtainable through Humana Family plans or HumanaOne plans. These Humana plans typically give assistance to Medicaid recipients in their prescription drugs and other services that the Medicaid program may not cover.